/* =============================================================
   품티켓 · soaekbillgatepoom (소액결제 빌게이트 안내)
   네임스페이스: .pt- 프리픽스 전용. 전역 셀렉터(*{}, body{}, 바닐라 태그) 미사용.
   팔레트: 딥스카이네이비 #075985 주조 + 앰버 #f59e0b 포인트
   ============================================================= */
.pt-doc{
  --deep:#075985; --deepmid:#0c4a6e; --deepdark:#063a56; --deepdeep:#052c40;
  --main:#f59e0b; --light:#fcd34d;
  --bg:#ffffff; --bg2:#f0f9ff; --soft:#f0f9ff; --soft2:#e0f2fe;
  --ink:#0c2634; --ink2:#2d4a58; --muted:#5b7688; --line:#dbeaf3;
  color:var(--ink); background:var(--bg);
  font-family:"Pretendard","Noto Sans KR","Malgun Gothic",sans-serif;
  line-height:1.75; word-break:keep-all; overflow-wrap:break-word;
  overflow-x:hidden; -webkit-text-size-adjust:100%;
}
.pt-doc *{box-sizing:border-box}
.pt-doc img{display:block;max-width:100%;height:auto}
.pt-doc a{color:inherit;text-decoration:none}
.pt-doc button{font:inherit;cursor:pointer}
.pt-wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.pt-skip{position:absolute;left:12px;top:-60px;background:#fff;color:#000;padding:10px 14px;z-index:100;border-radius:8px}
.pt-skip:focus{top:12px}
.pt-eng{font-family:"Poppins","Pretendard",sans-serif;letter-spacing:.12em}

/* ---- 헤더/네비 ---- */
.pt-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.pt-nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:18px;position:relative}
.pt-brand{display:flex;align-items:center;gap:9px;font-weight:900;font-size:22px;color:var(--ink)}
.pt-brand span{color:var(--deep)}
.pt-menu{display:flex;align-items:center;gap:16px;font-size:14px;font-weight:700}
.pt-menu>a,.pt-hub-link{color:var(--ink);white-space:nowrap;transition:color .15s}
.pt-menu>a:hover,.pt-hub-link:hover{color:var(--deep)}
.pt-hub{position:relative}
.pt-hub-link{display:inline-flex;align-items:center;gap:5px;background:none;border:0}
.pt-caret{font-size:11px;transition:transform .2s ease}
.pt-hub:hover .pt-caret{transform:rotate(180deg)}
.pt-dropdown{display:none;position:absolute;left:0;top:calc(100% + 14px);min-width:220px;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 22px 54px rgba(7,89,133,.16);z-index:70}
.pt-dropdown::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.pt-hub:hover .pt-dropdown{display:block}
.pt-dd-title{color:var(--deep);font-size:11px;font-weight:800;letter-spacing:.06em;margin:0 0 8px;padding-bottom:7px;border-bottom:1px solid var(--line)}
.pt-dropdown a{display:block;padding:8px 9px;font-size:13px;font-weight:600;color:var(--muted);border-radius:9px;white-space:nowrap;transition:background .15s,color .15s}
.pt-dropdown a:hover{background:var(--soft);color:var(--deep)}
.pt-meta{display:flex;align-items:center;gap:14px}
.pt-hours{font-size:11px;color:var(--deep);font-weight:800}
.pt-call{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border-radius:999px;background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff !important;font-size:13px;font-weight:900}
.pt-call svg{width:15px;height:15px;flex-shrink:0}
.pt-burger{display:none;align-items:center;justify-content:center;background:none;border:1px solid var(--line);color:var(--deep);width:44px;height:40px;cursor:pointer;border-radius:12px}
.pt-burger svg{width:22px;height:22px}
@media(max-width:1024px){
  .pt-burger{display:inline-flex}
  .pt-hours,.pt-call{display:none}
  .pt-menu{display:none}
  .pt-menu.pt-open{display:flex;flex-direction:column;align-items:stretch;position:absolute;left:0;right:0;top:100%;padding:8px 16px 16px;gap:0;background:#fff;border-top:1px solid var(--line);z-index:60;max-height:calc(100vh - 70px);overflow-y:auto}
  .pt-menu.pt-open>a,.pt-menu.pt-open .pt-hub-link{padding:13px 6px;font-weight:800;border-bottom:1px solid var(--line);width:100%;justify-content:space-between}
  .pt-menu.pt-open .pt-hub{position:static}
  .pt-menu.pt-open .pt-caret{display:none}
  .pt-menu.pt-open .pt-dropdown{display:block;position:static;min-width:0;padding:2px 0 8px 12px;background:transparent;border:0;border-radius:0;box-shadow:none}
  .pt-menu.pt-open .pt-dropdown::before{display:none}
  .pt-menu.pt-open .pt-dd-title{margin-top:8px;border-bottom:0;padding-bottom:2px}
  .pt-menu.pt-open .pt-dropdown a{padding:11px 6px;font-weight:700}
}

/* ---- 버튼 ---- */
.pt-btns{display:flex;gap:12px;flex-wrap:wrap}
.pt-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:56px;padding:15px 30px;border-radius:999px;font-weight:800;font-size:16px;transition:transform .2s ease,box-shadow .2s ease,filter .2s ease;border:0;text-decoration:none}
.pt-btn:hover{transform:translateY(-2px);filter:brightness(1.04)}
.pt-btn-ic{width:18px;height:18px;display:block;flex-shrink:0}
.pt-btn--call{background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff !important;box-shadow:0 14px 30px rgba(7,89,133,.34)}
.pt-btn--sms{background:#fff;color:var(--deep) !important;border:2px solid var(--deep)}
.pt-btn:focus-visible{outline:3px solid var(--main);outline-offset:3px}
.pt-pbr{display:inline}

/* ===== 히어로 (CSS 전용, 사진 미사용) ===== */
.pt-hero{position:relative;overflow:hidden;background:#052c40}
.pt-hero-inner{display:grid;grid-template-columns:1.05fr .95fr;min-height:640px}
.pt-hero-panel{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;padding:6rem clamp(28px,3.5vw,64px);background:linear-gradient(160deg,var(--deepdeep) 0%,var(--deepdark) 45%,var(--deep) 100%)}
.pt-hero-panel::after{content:"";position:absolute;right:-70px;top:-60px;width:230px;height:230px;border-radius:50%;background:rgba(252,211,77,.14)}
.pt-hero-panel>*{position:relative;z-index:1}
.pt-hero-eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--deep);background:#fff;box-shadow:0 6px 18px rgba(0,0,0,.2);font-size:12.5px;font-weight:700;margin:0 0 22px;padding:8px 16px;border-radius:999px;width:fit-content}
.pt-hero-eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--main);display:inline-block}
.pt-hero h1{margin:0 0 20px;font-weight:900;font-size:clamp(30px,4vw,48px);line-height:1.32;color:#fff;letter-spacing:-.01em}
.pt-hero h1 .pt-mark{color:var(--light)}
.pt-hero-desc{font-size:clamp(15px,1.5vw,17.5px);color:rgba(255,255,255,.92);margin:0 0 34px;line-height:1.85}
.pt-hero-desc b{color:var(--light)}
.pt-hero-trust{display:flex;gap:12px 22px;flex-wrap:wrap;font-size:13px;color:#cfe3ee;margin-top:26px}
.pt-hero-trust span{display:inline-flex;align-items:center;gap:8px}
.pt-hero-trust b{color:#fff;font-weight:800}
.pt-hero-trust i{width:7px;height:7px;border-radius:50%;background:var(--main);display:inline-block}
.pt-hero-visual{position:relative;display:flex;align-items:center;justify-content:center;background:linear-gradient(155deg,var(--deep) 0%,var(--deepmid) 100%);overflow:hidden}
.pt-hero-visual::before{content:"";position:absolute;left:-60px;bottom:-80px;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.08)}
.pt-hero-visual::after{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border-radius:50%;background:rgba(252,211,77,.12)}
.pt-hero-card{position:relative;z-index:1;width:min(340px,84%);background:#fff;border-radius:26px;padding:32px 28px;box-shadow:0 30px 70px rgba(0,0,0,.32)}
.pt-hero-card-top{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.pt-hero-card-ic{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff;flex:0 0 auto}
.pt-hero-card-ic svg{width:24px;height:24px}
.pt-hero-card-t{font-weight:800;font-size:15px;color:var(--ink)}
.pt-hero-card-s{font-size:11.5px;color:var(--muted)}
.pt-hero-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-top:1px dashed var(--line);font-size:13.5px}
.pt-hero-row:first-of-type{border-top:0}
.pt-hero-row b{color:var(--deep);font-weight:800}
.pt-hero-chip{margin-top:14px;padding:10px 14px;border-radius:12px;background:var(--soft);color:var(--deep);font-size:12px;font-weight:700;text-align:center}
@media(max-width:900px){.pt-hero-inner{grid-template-columns:1fr;min-height:0}.pt-hero-panel{padding:64px 28px 52px}.pt-hero-visual{padding:48px 20px}}

/* ===== 통계 스트립 ===== */
.pt-stats{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--deep) 0%,var(--deepmid) 52%,var(--deepdark) 100%)}
.pt-stats::before{content:"";position:absolute;top:-90px;right:-90px;width:300px;height:300px;border-radius:50%;background:rgba(252,211,77,.14)}
.pt-stats .pt-wrap{position:relative;z-index:1;padding:76px 0}
.pt-stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.pt-stat{text-align:center;padding:12px 18px;border-right:1px solid rgba(255,255,255,.18)}
.pt-stat:last-child{border-right:0}
.pt-stat b{display:block;font-family:"Poppins","Pretendard",sans-serif;font-weight:800;font-size:clamp(28px,4.4vw,44px);line-height:1.05;color:#fff}
.pt-stat .pt-stat-l{display:block;margin-top:10px;font-size:14.5px;font-weight:700;color:#fff}
.pt-stat .pt-stat-s{display:block;margin-top:4px;font-size:10.5px;font-weight:600;color:rgba(255,255,255,.85);letter-spacing:.06em;text-transform:uppercase}

/* ===== 섹션 공통 ===== */
.pt-sec{padding:78px 0}
.pt-sec--soft{background:var(--bg2)}
.pt-head{display:grid;grid-template-columns:1fr 1.02fr;gap:34px;align-items:end;margin-bottom:40px}
.pt-badge{display:inline-block;padding:6px 15px;border-radius:999px;background:var(--soft2);color:var(--deep);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.pt-h2{margin:14px 0 0;font-weight:900;font-size:clamp(25px,3.4vw,38px);line-height:1.32;letter-spacing:-.01em;color:var(--ink);position:relative}
.pt-h2::after{content:"";display:block;width:52px;height:4px;margin-top:14px;border-radius:3px;background:linear-gradient(90deg,var(--deep),var(--main))}
.pt-h3{font-size:clamp(17px,2.1vw,21px);font-weight:800;color:var(--deep);margin:24px 0 8px}
.pt-lead{margin:0;color:var(--muted);font-size:14.5px;line-height:1.85}
@media(max-width:1024px){.pt-head{grid-template-columns:1fr;gap:14px;align-items:start}}

/* ===== 카드뉴스 갤러리 ===== */
.pt-cn-sec{background:linear-gradient(180deg,#fff 0%,var(--bg2) 100%)}
.pt-cn-grid{display:grid;grid-template-columns: repeat(3, 1fr);gap:20px}
.pt-cn-card{position:relative;display:block;border-radius:20px;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 8px 30px rgba(7,89,133,.08)}
.pt-cn-card img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover}
.pt-cn-note{margin:20px 2px 0;font-size:12px;color:var(--muted);text-align:center}
/* 모바일 1열 (케러셀 표준: PC 3x3, 모바일 1열) */
@media (max-width:768px){.pt-cn-grid{grid-template-columns:1fr;gap:16px}}

/* ===== 요약 + 목차 ===== */
.pt-brief{display:grid;grid-template-columns:1.1fr 1fr;gap:26px}
.pt-brief-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:0 12px 34px rgba(7,89,133,.07)}
.pt-brief-card h2{margin:0 0 16px;font-weight:900;font-size:22px;color:var(--deep)}
.pt-brief-sum{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.pt-brief-sum li{display:grid;grid-template-columns:26px 1fr;gap:12px;font-size:14.5px;color:var(--ink2)}
.pt-brief-sum b{color:var(--deep)}
.pt-brief-n{width:26px;height:26px;border-radius:50%;background:var(--soft2);color:var(--deep);font-weight:800;font-size:13px;display:grid;place-items:center}
.pt-toc{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.pt-toc a{display:flex;align-items:center;gap:9px;padding:12px 15px;border-radius:12px;background:#fff;border:1px solid var(--line);font-size:13.3px;font-weight:700;color:var(--ink)}
.pt-toc a:hover{background:var(--soft);border-color:var(--deep)}
.pt-toc a span{width:24px;height:24px;border-radius:8px;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff;font-size:11px;font-weight:800;display:grid;place-items:center;flex:0 0 auto}
@media(max-width:1024px){.pt-brief{grid-template-columns:1fr}}
@media(max-width:720px){.pt-toc{grid-template-columns:1fr}}

/* ===== 표 ===== */
.pt-cmp-wrap{overflow-x:auto;border-radius:18px;border:1px solid var(--line);box-shadow:0 8px 30px rgba(7,89,133,.07)}
.pt-cmp{width:100%;border-collapse:collapse;min-width:640px;background:#fff}
.pt-cmp th,.pt-cmp td{padding:15px 18px;text-align:left;font-size:14px;border-bottom:1px solid var(--line)}
.pt-cmp thead th{background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff;font-weight:800;font-size:13.5px}
.pt-cmp tbody tr:nth-child(even){background:var(--bg2)}
.pt-cmp-card{font-weight:800;color:var(--ink)}
.pt-cmp td{color:var(--ink2)}
.pt-cmp-link{color:var(--deep);font-weight:800;font-size:13.5px;white-space:nowrap}
.pt-cmp-note{margin:14px 2px 0;font-size:12px;color:var(--muted)}
.pt-tbl-cap{margin:0 2px 16px;font-size:13.5px;color:var(--muted)}

/* ===== 카드 그리드(특징/체크/스텝 공통) ===== */
.pt-feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.pt-feat{padding:30px 26px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:0 6px 26px rgba(7,89,133,.06)}
.pt-feat-ic{width:54px;height:54px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff;margin-bottom:16px}
.pt-feat-ic svg{width:26px;height:26px}
.pt-feat h3{margin:0 0 8px;font-size:18px;font-weight:800;color:var(--ink)}
.pt-feat p{margin:0;font-size:13.5px;color:var(--muted);line-height:1.7}
.pt-note{margin:18px 2px 0;font-size:12.3px;color:var(--muted)}
@media(max-width:1024px){.pt-feat-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.pt-feat-grid{grid-template-columns:1fr}}

/* ===== 체크리스트(패널+카드) ===== */
.pt-chk-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:40px;align-items:center}
.pt-chk-panel{border-radius:22px;padding:38px 32px;background:linear-gradient(155deg,var(--deepmid),var(--deepdark));color:#fff}
.pt-chk-panel h2{color:#fff}
.pt-chk-panel p{margin:16px 0 0;color:#fff;font-size:14.5px}
.pt-chk-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.pt-chk-card{padding:20px 18px;border-radius:16px;background:#fff;border:1px solid var(--line);box-shadow:0 5px 20px rgba(7,89,133,.05)}
.pt-chk-top{display:flex;align-items:center;gap:11px;margin-bottom:8px}
.pt-chk-ic{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff;flex:0 0 auto}
.pt-chk-ic svg{width:18px;height:18px}
.pt-chk-n{font-family:"Poppins",sans-serif;font-weight:700;font-size:12px;letter-spacing:.06em;color:var(--main)}
.pt-chk-card h3{margin:0 0 5px;font-size:15px;font-weight:800;color:var(--ink)}
.pt-chk-card p{margin:0;font-size:12.5px;color:var(--muted);line-height:1.6}
@media(max-width:1024px){.pt-chk-grid{grid-template-columns:1fr}}
@media(max-width:640px){.pt-chk-list{grid-template-columns:1fr}}

/* ===== 선택기준+경고 2컬럼 ===== */
.pt-pick-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:26px;align-items:stretch}
.pt-pick-list{display:grid;gap:14px}
.pt-pick-card{display:grid;grid-template-columns:44px 1fr;gap:15px;padding:19px 20px;border-radius:16px;background:#fff;border:1px solid var(--line);box-shadow:0 5px 20px rgba(7,89,133,.05)}
.pt-pick-ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff}
.pt-pick-ic svg{width:22px;height:22px}
.pt-pick-card h3{margin:0 0 5px;font-size:15px;font-weight:800;color:var(--ink)}
.pt-pick-card p{margin:0;font-size:12.8px;color:var(--muted);line-height:1.6}
.pt-warn{border-radius:18px;padding:26px 24px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--main);box-shadow:0 8px 30px rgba(7,89,133,.07)}
.pt-warn h3{margin:0 0 14px;font-size:17px;font-weight:800;color:var(--deep)}
.pt-warn ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.pt-warn li{position:relative;padding-left:34px;font-size:13.4px;color:var(--ink2);line-height:1.6}
.pt-warn li::before{content:"!";position:absolute;left:0;top:1px;display:grid;place-items:center;width:22px;height:22px;border-radius:7px;background:var(--soft2);color:var(--deep);font-weight:800;font-size:12.5px}
@media(max-width:1024px){.pt-pick-grid{grid-template-columns:1fr}}

/* ===== 타일(주제별) ===== */
.pt-tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.pt-tile{display:block;background:#fff;border:1px solid var(--line);border-radius:17px;padding:22px 20px;box-shadow:0 6px 22px rgba(7,89,133,.05)}
.pt-tile:hover{border-color:var(--deep)}
.pt-tile-ic{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:var(--soft2);color:var(--deep);margin-bottom:13px}
.pt-tile-ic svg{width:22px;height:22px}
.pt-tile-tag{display:inline-block;padding:3px 10px;border-radius:999px;background:var(--soft);color:var(--deep);font-size:10px;font-weight:800;margin-bottom:8px}
.pt-tile-title{margin:0 0 6px;font-size:15px;font-weight:800;color:var(--ink)}
.pt-tile-desc{font-size:12.2px;color:var(--muted);line-height:1.6}
.pt-tile-go{margin-top:11px;font-size:12px;font-weight:800;color:var(--deep)}
@media(max-width:1024px){.pt-tiles{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.pt-tiles{grid-template-columns:1fr}}

/* ===== 오해 vs 사실 ===== */
.pt-myth-grid{display:grid;gap:15px}
.pt-myth{display:grid;grid-template-columns:1fr 1fr;border-radius:16px;overflow:hidden;border:1px solid var(--line);box-shadow:0 6px 24px rgba(7,89,133,.06);background:#fff}
.pt-myth>div{padding:20px 22px}
.pt-myth-x{background:var(--soft2);border-right:1px solid var(--line)}
.pt-myth-tag{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:800;margin-bottom:8px}
.pt-myth-x .pt-myth-tag{color:#b45309}
.pt-myth-o .pt-myth-tag{color:var(--deep)}
.pt-myth-tag i{width:19px;height:19px;border-radius:6px;display:grid;place-items:center;color:#fff;font-style:normal;font-size:11px;font-weight:800}
.pt-myth-x .pt-myth-tag i{background:#f59e0b}
.pt-myth-o .pt-myth-tag i{background:var(--deep)}
.pt-myth h3{margin:0 0 6px;font-size:14.5px;font-weight:800;color:var(--ink)}
.pt-myth p{margin:0;font-size:12.8px;color:var(--ink2);line-height:1.6}
@media(max-width:720px){.pt-myth{grid-template-columns:1fr}.pt-myth-x{border-right:0;border-bottom:1px solid var(--line)}}

/* ===== 본문 리치 + 출처 ===== */
.pt-rich{background:#fff;border:1px solid var(--line);border-radius:22px;padding:34px 32px;box-shadow:0 8px 30px rgba(7,89,133,.06)}
.pt-rich p{color:var(--ink2);font-size:15px;margin:0 0 14px}
.pt-rich strong{color:var(--deep)}
.pt-rich ul{margin:6px 0 0;padding-left:20px;color:var(--ink2);font-size:14.3px}
.pt-rich li{margin-bottom:8px}
.pt-src{margin-top:24px;padding:20px 22px;border-radius:16px;background:var(--bg2);border:1px solid var(--line)}
.pt-src-t{font-weight:800;color:var(--deep);font-size:13px;margin-bottom:10px}
.pt-src ul{list-style:none;margin:0;padding:0}
.pt-src li{margin-bottom:9px;font-size:13.3px}
.pt-src a{color:var(--deep);font-weight:700;text-decoration:underline}
.pt-src-date{color:var(--muted);font-weight:500}

/* ===== 고객센터 패널(CSS) ===== */
.pt-support{padding:44px 38px;border-radius:24px;background:linear-gradient(150deg,var(--deepmid),var(--deepdark));color:#fff;position:relative;overflow:hidden}
.pt-support::after{content:"";position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;background:rgba(252,211,77,.14)}
.pt-support>*{position:relative;z-index:1}
.pt-support-grid{display:grid;grid-template-columns:1fr auto;gap:26px;align-items:center}
.pt-support h2{color:#fff;margin:0 0 10px}
.pt-support p{margin:0 0 22px;color:#e6f2f8;font-size:14.5px}
.pt-support-phone{font-family:"Poppins",sans-serif;font-weight:800;font-size:clamp(26px,3.6vw,38px);color:#fff;margin:4px 0 4px}
.pt-support-hours{margin-top:16px;font-size:12.3px;color:rgba(255,255,255,.85)}
@media(max-width:760px){.pt-support-grid{grid-template-columns:1fr}}

/* ===== 스텝 ===== */
.pt-calc{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:8px}
.pt-calc-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 22px;box-shadow:0 6px 24px rgba(7,89,133,.05)}
.pt-calc-step{font-family:"Poppins",sans-serif;font-weight:800;font-size:13px;color:var(--main);letter-spacing:.04em}
.pt-calc-h{margin:8px 0 8px;font-weight:800;font-size:17px;color:var(--ink)}
.pt-calc-p{margin:0;font-size:13.7px;color:var(--ink2);line-height:1.65}
@media(max-width:760px){.pt-calc{grid-template-columns:1fr}}

/* ===== 후기 ===== */
.pt-rv{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.pt-rv-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 20px;box-shadow:0 8px 28px rgba(7,89,133,.06);display:flex;flex-direction:column;gap:12px}
.pt-rv-top{display:flex;align-items:center;gap:12px}
.pt-rv-av{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:800;font-size:17px;flex-shrink:0;background:linear-gradient(135deg,var(--deep),var(--deepdark))}
.pt-rv-name{font-weight:800;font-size:14px;color:var(--ink)}
.pt-rv-tag{font-size:11.5px;color:var(--muted)}
.pt-rv-stars{color:var(--main);font-size:13.5px;letter-spacing:1px}
.pt-rv-text{margin:0;font-size:13.5px;color:var(--ink2);line-height:1.68}
.pt-rv-agg{display:flex;align-items:center;justify-content:center;gap:14px;margin-bottom:28px;flex-wrap:wrap}
.pt-rv-score{font-family:"Poppins",sans-serif;font-weight:800;font-size:38px;color:var(--deep)}
.pt-rv-agg-s{color:var(--main);font-size:18px;letter-spacing:2px}
.pt-rv-agg-t{font-size:13px;color:var(--muted)}
@media(max-width:900px){.pt-rv{grid-template-columns:1fr}}

/* ===== FAQ ===== */
.pt-faq-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:13px;background:linear-gradient(145deg,var(--deep),var(--deepdark));color:#fff;margin-bottom:12px}
.pt-faq-mark svg{width:22px;height:22px}
.pt-faq-accordion{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;box-shadow:0 8px 30px rgba(7,89,133,.06)}
.pt-faq{border-bottom:1px solid var(--line)}
.pt-faq:last-child{border-bottom:0}
.pt-faq-q{display:flex;align-items:center;width:100%;padding:20px 60px 20px 20px;background:#fff;border:0;text-align:left;position:relative}
.pt-faq-q:hover{background:var(--soft)}
.pt-faq-q::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:30px;height:30px;background:var(--main);color:#fff;border-radius:50%;font-size:20px;display:flex;align-items:center;justify-content:center}
.pt-faq.open .pt-faq-q::after{content:"\2212";background:var(--deepdark)}
.pt-faq-badge{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff;font-size:14px;font-weight:700;border-radius:10px;flex-shrink:0;margin-right:14px}
.pt-faq-txt{font-size:15.3px;font-weight:800;color:var(--ink);line-height:1.5}
.pt-faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease}
.pt-faq.open .pt-faq-a{max-height:3000px!important}
.pt-faq-ai{display:flex;align-items:flex-start;padding:22px 20px;background:var(--soft);border-top:1px solid var(--line)}
.pt-faq-ab{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;background:var(--main);color:#fff;font-size:14px;font-weight:700;border-radius:10px;flex-shrink:0;margin-right:14px}
.pt-faq-at{font-size:13.8px;color:var(--ink2);line-height:1.85}
.pt-faq-at strong{color:var(--deep)}

/* ===== 하단 CTA ===== */
.pt-cta .pt-wrap{padding:76px 0 84px}
.pt-cta-panel{position:relative;text-align:center;padding:54px 28px;border-radius:26px;background:linear-gradient(150deg,var(--deep),var(--deepmid) 55%,var(--deepdark));color:#fff;box-shadow:0 26px 60px rgba(7,89,133,.32);overflow:hidden}
.pt-cta-panel::after{content:"";position:absolute;left:-90px;bottom:-120px;width:280px;height:280px;border-radius:50%;background:rgba(252,211,77,.14)}
.pt-cta-panel>*{position:relative;z-index:1}
.pt-cta-panel h2{margin:0 0 12px;color:#fff}
.pt-cta-phone{font-family:"Poppins",sans-serif;font-weight:800;font-size:clamp(28px,4.2vw,42px);color:var(--light);margin:6px 0 8px}
.pt-cta-panel p{margin:0 0 26px;color:#e6f2f8;font-size:14.5px}

/* ===== 푸터 ===== */
.pt-footer{position:relative;background:var(--deepdeep);color:#cfe3ee}
.pt-footer::before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:linear-gradient(90deg,var(--main),var(--deep),var(--deepdark))}
.pt-footer .pt-wrap{padding:52px 0 40px}
.pt-footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:32px}
.pt-footer-brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:21px;color:#fff;margin-bottom:12px}
.pt-footer-brand span{color:var(--light)}
.pt-footer-desc{color:#9fbdcb;font-size:13px;line-height:1.8;margin:0}
.pt-footer-title{color:var(--light);font-size:11.5px;font-weight:800;letter-spacing:.06em;margin-bottom:13px;text-transform:uppercase}
.pt-footer-links{list-style:none;margin:0;padding:0}
.pt-footer-links li{margin-bottom:9px}
.pt-footer-links a,.pt-footer-links span{color:#9fbdcb;font-size:13px}
.pt-footer-links a:hover{color:#fff}
.pt-footer-copy{margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);text-align:center;color:#7d9dac;font-size:12px;line-height:1.7}
.pt-legal{width:min(1200px,calc(100% - 40px));margin:8px auto 0;padding-bottom:38px}
.pt-legal-links{display:flex;gap:8px 14px;flex-wrap:wrap;align-items:center;justify-content:center;margin:14px 0 0}
.pt-legal-links button{background:none;border:0;color:#9fbdcb;font-size:13px;font-weight:700;cursor:pointer;padding:2px 4px;text-decoration:underline;text-underline-offset:3px}
.pt-legal-links button:hover{color:#fff}
.pt-legal-links .pt-sep{color:#4a6773;font-size:12px}
@media(max-width:768px){.pt-footer-grid{grid-template-columns:1fr;gap:22px}}

/* ===== 모달 ===== */
.pt-overlay{position:fixed;inset:0;z-index:10000;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(5,44,64,.62);backdrop-filter:blur(4px)}
.pt-overlay.pt-on{display:flex}
.pt-box{width:min(680px,100%);max-height:86vh;display:flex;flex-direction:column;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 30px 80px rgba(5,44,64,.4)}
.pt-modal-head{flex:0 0 auto;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 22px;background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff}
.pt-modal-head h3{margin:0;font-size:17px;font-weight:800}
.pt-x{background:rgba(255,255,255,.16);border:0;color:#fff;width:34px;height:34px;border-radius:9px;font-size:20px;line-height:1;cursor:pointer;flex-shrink:0}
.pt-x:hover{background:rgba(255,255,255,.3)}
.pt-modal-body{flex:1;overflow-y:auto;padding:22px 24px;color:#33505f;font-size:13.5px;line-height:1.8}
.pt-modal-body h4{margin:18px 0 6px;font-size:14.5px;font-weight:800;color:var(--deepmid)}
.pt-modal-body h4:first-child{margin-top:0}
.pt-modal-body p{margin:0 0 10px}
.pt-modal-body .pt-date{margin-top:18px;padding-top:12px;border-top:1px solid #e3ecf6;color:#5b7688;font-size:12.5px}

/* ===== 스크롤 리빌 ===== */
.pt-doc [data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.75,.25,1)}
.pt-doc [data-reveal].pt-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.pt-doc [data-reveal]{opacity:1;transform:none;transition:none}}

/* ===== 하위페이지 문서 ===== */
.pts-wrap{width:min(760px,calc(100% - 32px));margin:0 auto;padding:38px 0 0}
.pts-h1{font-size:clamp(24px,5.2vw,32px);font-weight:900;color:var(--ink);line-height:1.38;margin:0 0 20px;letter-spacing:-.02em}
.pts-fig{position:relative;width:100%;aspect-ratio:16/7;border-radius:18px;overflow:hidden;border:1px solid var(--line);box-shadow:0 14px 34px rgba(7,89,133,.14);display:grid;place-items:center;text-align:center;color:#fff;background:linear-gradient(155deg,var(--deep),var(--deepdark));margin-bottom:20px}
.pts-fig-deco{position:absolute;right:-50px;top:-50px;width:180px;height:180px;border-radius:50%;background:rgba(255,255,255,.14)}
.pts-fig-ic{position:relative;z-index:1;width:58px;height:58px;border-radius:16px;display:grid;place-items:center;background:rgba(255,255,255,.92);color:var(--deep);box-shadow:0 10px 24px rgba(5,44,64,.24);margin-bottom:10px}
.pts-fig-ic svg{width:28px;height:28px}
.pts-fig-cap{position:relative;z-index:1;font-size:15px;font-weight:800}
.pts-summary{background:var(--soft);border:1px solid var(--line);border-left:4px solid var(--main);border-radius:12px;padding:16px 18px;margin:18px 0}
.pts-summary-t{font-weight:800;color:var(--deep);font-size:14px;margin-bottom:8px}
.pts-summary ul{margin:0;padding-left:18px;font-size:14px;line-height:1.85;color:var(--ink2)}
.pts-toc{background:var(--bg2);border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:18px 0}
.pts-toc-t{font-weight:800;color:var(--deepmid);font-size:13.3px;margin-bottom:6px}
.pts-toc ol{margin:0;padding-left:20px;font-size:13.7px;line-height:1.9}
.pts-toc a{color:var(--deep)}
.pts-intro{font-size:15.5px;line-height:1.9;color:var(--ink2);margin:20px 0 0}
.pts-intro strong{color:var(--deep);font-weight:800}
.pts-intro a{color:var(--deep);font-weight:700;border-bottom:1px solid var(--light)}
.pts-h2{font-size:clamp(20px,4vw,23px);font-weight:900;color:var(--deep);margin:30px 0 14px;line-height:1.4}
.pts-h2 .pts-no{display:inline-block;min-width:1.6em;color:var(--main)}
.pts-h3{font-size:16.5px;font-weight:800;color:var(--deepmid);margin:18px 0 8px}
.pts-p{font-size:15px;line-height:1.85;color:#13293a;margin:0 0 12px}
.pts-p strong{color:var(--deep);font-weight:800}
.pts-key{background:linear-gradient(135deg,var(--soft) 0%,var(--soft2) 100%);border-left:4px solid var(--main);border-radius:10px;padding:16px 18px;margin:18px 0}
.pts-key p{font-size:14px;line-height:1.75;color:#13293a;margin:0}
.pts-key b{color:var(--deep)}
.pts-faqwrap{margin-top:12px}
.pts-faq{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:11px;overflow:hidden}
.pts-faq.open{border-color:var(--deep);box-shadow:0 12px 28px rgba(7,89,133,.12)}
.pts-faq-q{position:relative;cursor:pointer;padding:18px 50px 18px 18px;font-weight:800;font-size:14.7px;color:var(--ink)}
.pts-faq-q::after{content:"\FF0B";position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--main);font-size:19px;transition:transform .25s ease}
.pts-faq.open .pts-faq-q::after{transform:translateY(-50%) rotate(45deg)}
.pts-faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.pts-faq.open .pts-faq-a{max-height:4000px!important}
.pts-faq-a>div{padding:2px 18px 18px;color:var(--ink2);font-size:13.5px;line-height:1.88}
.pts-faq-a strong{color:var(--deep);font-weight:800}
.pts-related{margin:32px 0 6px}
.pts-related-t{font-weight:800;color:var(--deepmid);font-size:15.5px;margin-bottom:12px}
.pts-related-grid{display:flex;flex-wrap:wrap;gap:10px}
.pts-related-grid a{flex:1;min-width:170px;background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:13px 15px;color:var(--deepmid);font-weight:700;font-size:13.5px}
.pts-related-grid a:hover{background:var(--soft2)}
.pts-back{text-align:center;margin:34px 0}
.pts-back a{display:inline-block;padding:15px 38px;background:linear-gradient(135deg,var(--deep),var(--deepdark));color:#fff;font-size:15.5px;font-weight:800;border-radius:12px;box-shadow:0 14px 30px rgba(7,89,133,.28)}
.pts-meta{margin:22px 0;padding:14px 16px;background:var(--bg2);border:1px solid var(--line);border-radius:12px;font-size:12.7px;color:var(--muted);line-height:1.8}
.pts-meta b{color:var(--deepmid)}
.pts-src{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:20px 0}
.pts-src-t{color:var(--deep);font-size:12px;font-weight:800;margin-bottom:9px}
.pts-src ul{list-style:none;margin:0;padding:0}
.pts-src li{margin-bottom:7px;font-size:13px;color:var(--ink2);line-height:1.6}
.pts-src a{color:var(--deep);font-weight:700;border-bottom:1px solid var(--light)}
.pts-disc{font-size:11.7px;line-height:1.6;color:#7d9dac;margin:14px 0 36px}
.pts-cta-sec{padding:76px 0 56px}
@media(max-width:768px){.pts-related-grid a{min-width:calc(50% - 5px)}}

/* ===== 반응형 공통 ===== */
@media(max-width:768px){.pt-pbr{display:none}}
@media(max-width:720px){
  .pt-sec{padding:52px 0}
  .pt-stats-grid{grid-template-columns:repeat(2,1fr);gap:24px 0}
  .pt-stat:nth-child(1),.pt-stat:nth-child(2){border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:22px}
  .pt-stat:nth-child(2){border-right:0}
  .pt-rich{padding:24px 18px}
}
@media(max-width:480px){
  .pt-btn{width:100%}
  .pt-footer-grid{grid-template-columns:1fr;gap:22px}
}